Call reports 2003
PARK STATE BANK — 2003
What PARK STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,359,000 | 28,037,000 | 27,830,000 | 28,061,000 |
| Total loans | 19,489,000 | 18,700,000 | 19,119,000 | 19,753,000 |
| Allowance for loan losses | 173,000 | 168,000 | 175,000 | 176,000 |
| Securities available for sale | 2,802,000 | 3,004,000 | 2,780,000 | 1,849,000 |
| Securities held to maturity | 2,814,000 | 1,603,000 | 2,196,000 | 3,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,395,000 | 25,878,000 | 25,662,000 | 24,562,000 |
| Interest-bearing deposits | 20,618,000 | 19,478,000 | 19,147,000 | 18,564,000 |
| Noninterest-bearing deposits | 5,777,000 | 6,400,000 | 6,515,000 | 5,998,000 |
| Equity capital | 1,882,000 | 2,078,000 | 2,087,000 | 2,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 796,000 | 1,168,000 | 1,543,000 |
| Interest expense | 106,000 | 198,000 | 280,000 | 356,000 |
| Net interest income | 289,000 | 598,000 | 888,000 | 1,187,000 |
| Noninterest income | 88,000 | 318,000 | 485,000 | 498,000 |
| Noninterest expense | 332,000 | 666,000 | 1,085,000 | 1,374,000 |
| Provision for loan losses | 9,000 | 17,000 | 22,000 | 29,000 |
| Pretax income | 36,000 | 233,000 | 266,000 | 282,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 35,000 | 233,000 | 266,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,862,000 | 2,057,000 | 2,083,000 | 2,031,000 |
| Total capital | 2,035,000 | 2,225,000 | 2,258,000 | 2,207,000 |
| Risk-weighted assets | 17,351,000 | 16,979,000 | 16,995,000 | 17,462,000 |