Call reports 2002
PARK STATE BANK — 2002
What PARK STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,243,000 | 26,917,000 | 27,485,000 | 27,342,000 |
| Total loans | 17,805,000 | 18,200,000 | 18,791,000 | 18,522,000 |
| Allowance for loan losses | 144,000 | 150,000 | 164,000 | 166,000 |
| Securities available for sale | 1,580,000 | 1,861,000 | 2,847,000 | 1,845,000 |
| Securities held to maturity | 2,900,000 | 2,717,000 | 1,482,000 | 3,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,431,000 | 25,043,000 | 25,584,000 | 25,418,000 |
| Interest-bearing deposits | 19,415,000 | 18,856,000 | 19,455,000 | 19,651,000 |
| Noninterest-bearing deposits | 6,016,000 | 6,187,000 | 6,129,000 | 5,767,000 |
| Equity capital | 1,709,000 | 1,790,000 | 1,814,000 | 1,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 860,000 | 1,290,000 | 1,703,000 |
| Interest expense | 136,000 | 262,000 | 378,000 | 491,000 |
| Net interest income | 295,000 | 598,000 | 912,000 | 1,212,000 |
| Noninterest income | 64,000 | 145,000 | 215,000 | 295,000 |
| Noninterest expense | 307,000 | 617,000 | 942,000 | 1,273,000 |
| Provision for loan losses | 7,000 | 17,000 | 39,000 | 48,000 |
| Pretax income | 45,000 | 109,000 | 146,000 | 186,000 |
| Income tax | 0 | 0 | 2,000 | 0 |
| Net income | 45,000 | 109,000 | 144,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,715,000 | 1,779,000 | 1,815,000 | 1,826,000 |
| Total capital | 1,859,000 | 1,929,000 | 1,979,000 | 1,992,000 |
| Risk-weighted assets | 16,486,000 | 16,856,000 | 17,456,000 | 16,970,000 |