Call reports 2001
PARK STATE BANK — 2001
What PARK STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,858,000 | 23,197,000 | 26,302,000 | 27,600,000 |
| Total loans | 15,963,000 | 16,398,000 | 16,965,000 | 18,089,000 |
| Allowance for loan losses | 137,000 | 134,000 | 138,000 | 139,000 |
| Securities available for sale | 650,000 | 1,093,000 | 1,592,000 | 2,184,000 |
| Securities held to maturity | 3,335,000 | 2,818,000 | 3,318,000 | 3,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,620,000 | 21,444,000 | 24,469,000 | 24,806,000 |
| Interest-bearing deposits | 17,070,000 | 16,627,000 | 18,677,000 | 19,252,000 |
| Noninterest-bearing deposits | 4,550,000 | 4,817,000 | 5,792,000 | 5,554,000 |
| Equity capital | 1,626,000 | 1,645,000 | 1,682,000 | 1,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 871,000 | 1,328,000 | 1,719,000 |
| Interest expense | 162,000 | 310,000 | 464,000 | 612,000 |
| Net interest income | 278,000 | 561,000 | 864,000 | 1,107,000 |
| Noninterest income | 44,000 | 95,000 | 144,000 | 261,000 |
| Noninterest expense | 306,000 | 597,000 | 910,000 | 1,206,000 |
| Provision for loan losses | 1,000 | 3,000 | 9,000 | 21,000 |
| Pretax income | 15,000 | 56,000 | 89,000 | 141,000 |
| Income tax | 1,000 | 4,000 | -4,000 | -4,000 |
| Net income | 14,000 | 52,000 | 93,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,610,000 | 1,645,000 | 1,662,000 | 1,670,000 |
| Total capital | 1,747,000 | 1,779,000 | 1,800,000 | 1,809,000 |
| Risk-weighted assets | 16,515,000 | 16,548,000 | 17,508,000 | 17,105,000 |