Call reports 2022
VISIONBANK — 2022
What VISIONBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 |
|---|---|
| Total assets | 226,955,000 |
| Total loans | 175,640,000 |
| Allowance for loan losses | 76,000 |
| Securities available for sale | 20,569,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 187,042,000 |
| Interest-bearing deposits | 113,598,000 |
| Noninterest-bearing deposits | 73,444,000 |
| Equity capital | 30,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 |
|---|---|
| Interest income | 1,961,000 |
| Interest expense | 108,000 |
| Net interest income | 1,853,000 |
| Noninterest income | 327,000 |
| Noninterest expense | 1,619,000 |
| Provision for loan losses | 75,000 |
| Pretax income | 486,000 |
| Income tax | 21,000 |
| Net income | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 |
|---|---|
| Tier 1 capital | 19,171,000 |
| Total capital | 19,247,000 |
| Risk-weighted assets | 181,568,000 |