Call reports 2021
VISIONBANK — 2021
What VISIONBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 219,917,000 | 213,455,000 | 210,801,000 | 250,656,000 |
| Total loans | 180,290,000 | 181,070,000 | 174,989,000 | 174,345,000 |
| Allowance for loan losses | 2,085,000 | 2,159,000 | 2,160,000 | 0 |
| Securities available for sale | 6,125,000 | 7,801,000 | 7,275,000 | 6,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,282,000 | 180,168,000 | 179,565,000 | 208,608,000 |
| Interest-bearing deposits | 108,077,000 | 105,143,000 | 109,302,000 | 128,015,000 |
| Noninterest-bearing deposits | 81,205,000 | 75,025,000 | 70,263,000 | 80,593,000 |
| Equity capital | 18,967,000 | 19,567,000 | 20,063,000 | 31,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,277,000 | 6,308,000 | 338,000 |
| Interest expense | 205,000 | 372,000 | 511,000 | 24,000 |
| Net interest income | 1,882,000 | 3,905,000 | 5,797,000 | 314,000 |
| Noninterest income | 483,000 | 886,000 | 1,311,000 | 41,000 |
| Noninterest expense | 1,466,000 | 2,900,000 | 4,342,000 | 216,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 0 |
| Pretax income | 824,000 | 1,780,000 | 2,658,000 | 139,000 |
| Income tax | 224,000 | 441,000 | 679,000 | 0 |
| Net income | 600,000 | 1,339,000 | 1,979,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,207,000 | 18,805,000 | 19,300,000 | 19,355,000 |
| Total capital | — | — | — | 19,355,000 |
| Risk-weighted assets | — | — | — | 182,357,000 |