Call report 2019Q4
VISIONBANK — 2019Q4
The 22 measures VISIONBANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 190,542,000 | USD | evidence → |
| Total loans | 170,405,000 | USD | evidence → |
| Allowance for loan losses | 1,734,000 | USD | evidence → |
| Securities available for sale | 3,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,001,000 | USD | evidence → |
| Interest-bearing deposits | 105,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,584,000 | USD | evidence → |
| Equity capital | 16,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,720,000 | USD | evidence → |
| Interest expense | 1,993,000 | USD | evidence → |
| Net interest income | 6,727,000 | USD | evidence → |
| Noninterest income | 1,129,000 | USD | evidence → |
| Noninterest expense | 5,192,000 | USD | evidence → |
| Provision for loan losses | 1,581,000 | USD | evidence → |
| Pretax income | 1,083,000 | USD | evidence → |
| Income tax | 283,000 | USD | evidence → |
| Net income | 800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,070,000 | USD | evidence → |
| Total capital | 17,804,000 | USD | evidence → |
| Risk-weighted assets | 161,268,000 | USD | evidence → |