Call reports 2017
VISIONBANK — 2017
What VISIONBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,808,000 | 147,064,000 | 149,854,000 | 161,301,000 |
| Total loans | 118,262,000 | 129,220,000 | 133,376,000 | 136,109,000 |
| Allowance for loan losses | 1,280,000 | 1,341,000 | 1,401,000 | 1,443,000 |
| Securities available for sale | 2,296,000 | 3,164,000 | 1,947,000 | 1,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,048,000 | 122,871,000 | 123,931,000 | 138,740,000 |
| Interest-bearing deposits | 74,329,000 | 80,914,000 | 78,631,000 | 86,432,000 |
| Noninterest-bearing deposits | 50,719,000 | 41,957,000 | 45,300,000 | 52,308,000 |
| Equity capital | 12,707,000 | 13,968,000 | 14,102,000 | 14,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,843,000 | 4,409,000 | 6,037,000 |
| Interest expense | 116,000 | 241,000 | 393,000 | 557,000 |
| Net interest income | 1,242,000 | 2,602,000 | 4,016,000 | 5,480,000 |
| Noninterest income | 241,000 | 508,000 | 649,000 | 1,013,000 |
| Noninterest expense | 1,013,000 | 2,178,000 | 3,250,000 | 4,499,000 |
| Provision for loan losses | 60,000 | 122,000 | 181,000 | 242,000 |
| Pretax income | 410,000 | 810,000 | 1,234,000 | 1,752,000 |
| Income tax | 160,000 | 299,000 | 458,000 | 694,000 |
| Net income | 250,000 | 511,000 | 776,000 | 1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,913,000 | 13,205,000 | 13,326,000 | 13,982,000 |
| Total capital | 13,193,000 | 14,546,000 | 14,727,000 | 15,425,000 |
| Risk-weighted assets | 108,574,000 | 116,164,000 | 121,016,000 | 123,970,000 |