Call report 2014Q4
VISIONBANK — 2014Q4
The 22 measures VISIONBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,591,000 | USD | evidence → |
| Total loans | 86,948,000 | USD | evidence → |
| Allowance for loan losses | 978,000 | USD | evidence → |
| Securities available for sale | 4,301,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,791,000 | USD | evidence → |
| Interest-bearing deposits | 59,845,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,946,000 | USD | evidence → |
| Equity capital | 10,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,986,000 | USD | evidence → |
| Interest expense | 257,000 | USD | evidence → |
| Net interest income | 3,729,000 | USD | evidence → |
| Noninterest income | 544,000 | USD | evidence → |
| Noninterest expense | 3,044,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,229,000 | USD | evidence → |
| Income tax | 479,000 | USD | evidence → |
| Net income | 750,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,784,000 | USD | evidence → |
| Total capital | 10,762,000 | USD | evidence → |
| Risk-weighted assets | 80,896,000 | USD | evidence → |