Call report 2007Q4
VISIONBANK — 2007Q4
The 22 measures VISIONBANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,587,000 | USD | evidence → |
| Total loans | 45,528,000 | USD | evidence → |
| Allowance for loan losses | 683,000 | USD | evidence → |
| Securities available for sale | 3,015,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,152,000 | USD | evidence → |
| Interest-bearing deposits | 32,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,740,000 | USD | evidence → |
| Equity capital | 5,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,495,000 | USD | evidence → |
| Interest expense | 1,799,000 | USD | evidence → |
| Net interest income | 1,696,000 | USD | evidence → |
| Noninterest income | 150,000 | USD | evidence → |
| Noninterest expense | 1,596,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 77,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 70,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,667,000 | USD | evidence → |
| Total capital | 5,241,000 | USD | evidence → |
| Risk-weighted assets | 46,026,000 | USD | evidence → |