Call report 2005Q4
VISIONBANK — 2005Q4
The 22 measures VISIONBANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,077,000 | USD | evidence → |
| Total loans | 21,652,000 | USD | evidence → |
| Allowance for loan losses | 324,000 | USD | evidence → |
| Securities available for sale | 2,457,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,519,000 | USD | evidence → |
| Interest-bearing deposits | 14,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,590,000 | USD | evidence → |
| Equity capital | 5,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 813,000 | USD | evidence → |
| Interest expense | 330,000 | USD | evidence → |
| Net interest income | 483,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 862,000 | USD | evidence → |
| Provision for loan losses | 161,000 | USD | evidence → |
| Pretax income | -486,000 | USD | evidence → |
| Income tax | -108,000 | USD | evidence → |
| Net income | -378,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,659,000 | USD | evidence → |
| Total capital | 4,942,000 | USD | evidence → |
| Risk-weighted assets | 22,617,000 | USD | evidence → |