Call reports 2007
INTERCONTINENTAL NATIONAL BANK — 2007
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 105,232,000 | 108,740,000 |
| Total loans | 54,814,000 | 58,993,000 |
| Allowance for loan losses | 342,000 | 342,000 |
| Securities available for sale | 30,386,000 | 26,770,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,839,000 | 99,546,000 |
| Interest-bearing deposits | 71,323,000 | 73,155,000 |
| Noninterest-bearing deposits | 24,516,000 | 26,391,000 |
| Equity capital | 8,755,000 | 8,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 1,684,000 | 3,342,000 |
| Interest expense | 759,000 | 1,505,000 |
| Net interest income | 925,000 | 1,837,000 |
| Noninterest income | 107,000 | 223,000 |
| Noninterest expense | 808,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 229,000 | 438,000 |
| Income tax | 69,000 | 135,000 |
| Net income | 160,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 8,336,000 | 8,414,000 |
| Total capital | 8,678,000 | 8,756,000 |
| Risk-weighted assets | 48,994,000 | 49,781,000 |