Call reports 2006
INTERCONTINENTAL NATIONAL BANK — 2006
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 121,227,000 | 137,473,000 | 97,158,000 | 110,310,000 |
| Total loans | 69,823,000 | 71,736,000 | 52,963,000 | 54,225,000 |
| Allowance for loan losses | 374,000 | 344,000 | 344,000 | 344,000 |
| Securities available for sale | 25,770,000 | 27,839,000 | 27,515,000 | 29,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,201,000 | 125,490,000 | 86,847,000 | 101,065,000 |
| Interest-bearing deposits | 88,752,000 | 100,835,000 | 63,242,000 | 71,290,000 |
| Noninterest-bearing deposits | 20,449,000 | 24,655,000 | 23,605,000 | 29,775,000 |
| Equity capital | 9,026,000 | 8,979,000 | 9,247,000 | 8,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,451,000 | 5,144,000 | 6,741,000 |
| Interest expense | 674,000 | 1,572,000 | 2,406,000 | 3,109,000 |
| Net interest income | 913,000 | 1,879,000 | 2,738,000 | 3,632,000 |
| Noninterest income | 128,000 | 244,000 | 359,000 | 480,000 |
| Noninterest expense | 805,000 | 1,587,000 | 2,383,000 | 3,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 236,000 | 536,000 | 714,000 | 885,000 |
| Income tax | 24,000 | 59,000 | 104,000 | 115,000 |
| Net income | 212,000 | 477,000 | 610,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 8,940,000 | 8,946,000 | 8,254,000 |
| Total capital | 9,220,000 | 9,284,000 | 9,290,000 | 8,598,000 |
| Risk-weighted assets | 46,390,000 | 51,487,000 | 44,182,000 | 48,819,000 |