Call reports 2005
INTERCONTINENTAL NATIONAL BANK — 2005
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,907,000 | 111,527,000 | 116,749,000 | 110,077,000 |
| Total loans | 77,937,000 | 73,073,000 | 68,817,000 | 73,913,000 |
| Allowance for loan losses | 376,000 | 376,000 | 376,000 | 376,000 |
| Securities available for sale | 22,902,000 | 24,856,000 | 26,578,000 | 27,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,374,000 | 98,897,000 | 104,529,000 | 98,083,000 |
| Interest-bearing deposits | 82,291,000 | 77,702,000 | 81,702,000 | 73,500,000 |
| Noninterest-bearing deposits | 21,083,000 | 21,195,000 | 22,827,000 | 24,583,000 |
| Equity capital | 9,295,000 | 9,499,000 | 9,090,000 | 8,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,957,000 | 4,433,000 | 5,948,000 |
| Interest expense | 566,000 | 1,142,000 | 1,743,000 | 2,367,000 |
| Net interest income | 904,000 | 1,815,000 | 2,690,000 | 3,581,000 |
| Noninterest income | 138,000 | 283,000 | 430,000 | 573,000 |
| Noninterest expense | 816,000 | 1,584,000 | 2,361,000 | 3,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 226,000 | 516,000 | 761,000 | 1,016,000 |
| Income tax | -12,000 | 60,000 | 121,000 | 185,000 |
| Net income | 238,000 | 456,000 | 640,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,947,000 | 9,062,000 | 8,695,000 | 8,759,000 |
| Total capital | 9,323,000 | 9,438,000 | 9,071,000 | 9,135,000 |
| Risk-weighted assets | 44,773,000 | 43,739,000 | 42,716,000 | 46,571,000 |