Call reports 2004
INTERCONTINENTAL NATIONAL BANK — 2004
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,973,000 | 100,188,000 | 104,789,000 | 116,685,000 |
| Total loans | 71,483,000 | 70,788,000 | 72,704,000 | 75,803,000 |
| Allowance for loan losses | 376,000 | 376,000 | 376,000 | 376,000 |
| Securities available for sale | 12,009,000 | 14,401,000 | 14,811,000 | 18,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,840,000 | 87,346,000 | 91,609,000 | 103,816,000 |
| Interest-bearing deposits | 71,171,000 | 70,422,000 | 75,016,000 | 80,125,000 |
| Noninterest-bearing deposits | 14,669,000 | 16,924,000 | 16,593,000 | 23,691,000 |
| Equity capital | 9,822,000 | 9,555,000 | 9,666,000 | 9,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,464,000 | 3,760,000 | 5,177,000 |
| Interest expense | 398,000 | 808,000 | 1,247,000 | 1,762,000 |
| Net interest income | 851,000 | 1,656,000 | 2,513,000 | 3,415,000 |
| Noninterest income | 138,000 | 283,000 | 422,000 | 570,000 |
| Noninterest expense | 896,000 | 1,758,000 | 2,694,000 | 3,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 181,000 | 241,000 | 536,000 |
| Income tax | 23,000 | 45,000 | 44,000 | 118,000 |
| Net income | 70,000 | 136,000 | 197,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,149,000 | 9,062,000 | 9,066,000 | 8,808,000 |
| Total capital | 9,525,000 | 9,438,000 | 9,442,000 | 9,184,000 |
| Risk-weighted assets | 42,664,000 | 42,771,000 | 41,830,000 | 44,158,000 |