Call reports 2003
INTERCONTINENTAL NATIONAL BANK — 2003
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 95,666,000 | 95,324,000 | 90,928,000 | 104,448,000 |
| Total loans | 69,621,000 | 71,521,000 | 68,368,000 | 73,905,000 |
| Allowance for loan losses | 382,000 | 382,000 | 382,000 | 376,000 |
| Securities available for sale | 8,597,000 | 10,218,000 | 11,581,000 | 10,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,539,000 | 85,151,000 | 80,795,000 | 91,425,000 |
| Interest-bearing deposits | 72,446,000 | 72,671,000 | 69,895,000 | 75,441,000 |
| Noninterest-bearing deposits | 13,093,000 | 12,480,000 | 10,900,000 | 15,984,000 |
| Equity capital | 6,834,000 | 6,901,000 | 6,823,000 | 9,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,424,000 | 3,627,000 | 4,878,000 |
| Interest expense | 447,000 | 877,000 | 1,300,000 | 1,694,000 |
| Net interest income | 744,000 | 1,547,000 | 2,327,000 | 3,184,000 |
| Noninterest income | 159,000 | 325,000 | 498,000 | 659,000 |
| Noninterest expense | 764,000 | 1,582,000 | 2,451,000 | 3,291,000 |
| Provision for loan losses | 19,000 | 19,000 | 19,000 | 19,000 |
| Pretax income | 120,000 | 271,000 | 355,000 | 533,000 |
| Income tax | 30,000 | 68,000 | 89,000 | 133,000 |
| Net income | 90,000 | 203,000 | 266,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,990,000 | 6,023,000 | 5,998,000 | 9,040,000 |
| Total capital | 6,372,000 | 6,405,000 | 6,380,000 | 9,416,000 |
| Risk-weighted assets | 41,332,000 | 41,240,000 | 40,963,000 | 45,275,000 |