Call reports 2002
INTERCONTINENTAL NATIONAL BANK — 2002
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,692,000 | 92,710,000 | 90,930,000 | 88,973,000 |
| Total loans | 68,962,000 | 73,497,000 | 70,489,000 | 68,749,000 |
| Allowance for loan losses | 316,000 | 317,000 | 357,000 | 363,000 |
| Securities available for sale | 6,805,000 | 8,040,000 | 9,180,000 | 8,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,826,000 | 82,758,000 | 80,894,000 | 78,672,000 |
| Interest-bearing deposits | 62,840,000 | 72,889,000 | 70,557,000 | 68,010,000 |
| Noninterest-bearing deposits | 9,986,000 | 9,869,000 | 10,337,000 | 10,662,000 |
| Equity capital | 6,513,000 | 6,608,000 | 6,687,000 | 6,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,647,000 | 4,029,000 | 5,355,000 |
| Interest expense | 534,000 | 1,177,000 | 1,819,000 | 2,385,000 |
| Net interest income | 739,000 | 1,470,000 | 2,210,000 | 2,970,000 |
| Noninterest income | 140,000 | 356,000 | 508,000 | 669,000 |
| Noninterest expense | 703,000 | 1,409,000 | 2,157,000 | 2,946,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 46,000 |
| Pretax income | 183,000 | 424,000 | 528,000 | 654,000 |
| Income tax | 62,000 | 144,000 | 174,000 | 86,000 |
| Net income | 121,000 | 280,000 | 354,000 | 568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,530,000 | 5,722,000 | 5,798,000 | 5,949,000 |
| Total capital | 5,846,000 | 6,039,000 | 6,155,000 | 6,312,000 |
| Risk-weighted assets | 34,997,000 | 36,134,000 | 36,172,000 | 37,961,000 |