Call reports 2001
INTERCONTINENTAL NATIONAL BANK — 2001
What INTERCONTINENTAL NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,463,000 | 75,946,000 | 75,651,000 | 75,675,000 |
| Total loans | 51,376,000 | 53,657,000 | 58,864,000 | 63,401,000 |
| Allowance for loan losses | 266,000 | 266,000 | 266,000 | 317,000 |
| Securities available for sale | 9,918,000 | 11,460,000 | 11,563,000 | 8,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,800,000 | 69,088,000 | 68,708,000 | 66,806,000 |
| Interest-bearing deposits | 56,941,000 | 58,716,000 | 58,226,000 | 56,016,000 |
| Noninterest-bearing deposits | 12,859,000 | 10,372,000 | 10,482,000 | 10,790,000 |
| Equity capital | 6,318,000 | 6,373,000 | 6,531,000 | 6,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,619,000 | 3,915,000 | 5,142,000 |
| Interest expense | 643,000 | 1,263,000 | 1,873,000 | 2,407,000 |
| Net interest income | 692,000 | 1,356,000 | 2,042,000 | 2,735,000 |
| Noninterest income | 147,000 | 302,000 | 448,000 | 604,000 |
| Noninterest expense | 672,000 | 1,343,000 | 2,033,000 | 2,735,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 75,000 |
| Pretax income | 168,000 | 322,000 | 464,000 | 606,000 |
| Income tax | 36,000 | 57,000 | 74,000 | 91,000 |
| Net income | 132,000 | 265,000 | 390,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,267,000 | 5,330,000 | 5,432,000 | 5,454,000 |
| Total capital | 5,533,000 | 5,596,000 | 5,698,000 | 5,771,000 |
| Risk-weighted assets | 26,589,000 | 26,834,000 | 27,989,000 | 35,200,000 |