Call reports 2013
MINNWEST BANK SIOUX FALLS — 2013
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,691,000 | 115,159,000 | 111,907,000 | 110,697,000 |
| Total loans | 81,295,000 | 83,985,000 | 85,908,000 | 93,297,000 |
| Allowance for loan losses | 1,354,000 | 1,495,000 | 1,582,000 | 1,410,000 |
| Securities available for sale | 8,053,000 | 7,391,000 | 6,520,000 | 4,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,909,000 | 100,729,000 | 97,483,000 | 96,123,000 |
| Interest-bearing deposits | 92,977,000 | 90,985,000 | 86,754,000 | 85,032,000 |
| Noninterest-bearing deposits | 9,932,000 | 9,744,000 | 10,729,000 | 11,091,000 |
| Equity capital | 9,933,000 | 10,170,000 | 10,192,000 | 10,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,444,000 | 3,661,000 | 4,951,000 |
| Interest expense | 225,000 | 441,000 | 654,000 | 858,000 |
| Net interest income | 1,000,000 | 2,003,000 | 3,007,000 | 4,093,000 |
| Noninterest income | 104,000 | 192,000 | 282,000 | 371,000 |
| Noninterest expense | 683,000 | 1,387,000 | 2,052,000 | 2,807,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | -176,000 |
| Pretax income | 397,000 | 784,000 | 1,213,000 | 1,833,000 |
| Income tax | 152,000 | 300,000 | 466,000 | 708,000 |
| Net income | 245,000 | 484,000 | 747,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,911,000 | 10,150,000 | 10,162,000 | 10,291,000 |
| Total capital | 10,891,000 | 11,171,000 | 11,202,000 | 11,410,000 |
| Risk-weighted assets | 78,055,000 | 81,210,000 | 82,644,000 | 89,218,000 |