Call reports 2012
MINNWEST BANK SIOUX FALLS — 2012
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,046,000 | 113,051,000 | 114,424,000 | 117,082,000 |
| Total loans | 87,006,000 | 85,610,000 | 87,770,000 | 84,620,000 |
| Allowance for loan losses | 1,378,000 | 1,251,000 | 1,263,000 | 1,288,000 |
| Securities available for sale | 9,850,000 | 10,731,000 | 10,512,000 | 9,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,477,000 | 97,488,000 | 98,703,000 | 101,335,000 |
| Interest-bearing deposits | 94,065,000 | 88,822,000 | 89,005,000 | 92,297,000 |
| Noninterest-bearing deposits | 9,412,000 | 8,666,000 | 9,698,000 | 9,038,000 |
| Equity capital | 9,626,000 | 9,783,000 | 9,908,000 | 9,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,759,000 | 4,090,000 | 5,409,000 |
| Interest expense | 314,000 | 577,000 | 817,000 | 1,052,000 |
| Net interest income | 1,044,000 | 2,182,000 | 3,273,000 | 4,357,000 |
| Noninterest income | 111,000 | 199,000 | 311,000 | 405,000 |
| Noninterest expense | 616,000 | 1,314,000 | 1,940,000 | 2,630,000 |
| Provision for loan losses | 0 | 15,000 | 60,000 | 90,000 |
| Pretax income | 539,000 | 1,052,000 | 1,584,000 | 2,042,000 |
| Income tax | 206,000 | 406,000 | 609,000 | 785,000 |
| Net income | 333,000 | 646,000 | 975,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,592,000 | 9,755,000 | 9,884,000 | 9,916,000 |
| Total capital | 10,629,000 | 10,786,000 | 10,934,000 | 10,939,000 |
| Risk-weighted assets | 82,650,000 | 82,226,000 | 83,817,000 | 81,546,000 |