Call reports 2011
MINNWEST BANK SIOUX FALLS — 2011
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,642,000 | 128,155,000 | 123,629,000 | 120,969,000 |
| Total loans | 85,363,000 | 81,516,000 | 83,610,000 | 85,685,000 |
| Allowance for loan losses | 1,507,000 | 1,513,000 | 1,533,000 | 1,376,000 |
| Securities available for sale | 12,234,000 | 10,617,000 | 10,930,000 | 9,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,511,000 | 112,994,000 | 108,253,000 | 105,350,000 |
| Interest-bearing deposits | 102,651,000 | 105,860,000 | 99,982,000 | 97,666,000 |
| Noninterest-bearing deposits | 7,860,000 | 7,134,000 | 8,271,000 | 7,684,000 |
| Equity capital | 9,059,000 | 9,205,000 | 9,405,000 | 9,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,747,000 | 4,159,000 | 5,554,000 |
| Interest expense | 472,000 | 941,000 | 1,379,000 | 1,747,000 |
| Net interest income | 936,000 | 1,806,000 | 2,780,000 | 3,807,000 |
| Noninterest income | 106,000 | 212,000 | 296,000 | 388,000 |
| Noninterest expense | 665,000 | 1,358,000 | 2,034,000 | 2,706,000 |
| Provision for loan losses | 150,000 | 255,000 | 325,000 | 325,000 |
| Pretax income | 227,000 | 405,000 | 717,000 | 1,164,000 |
| Income tax | 83,000 | 149,000 | 263,000 | 445,000 |
| Net income | 144,000 | 256,000 | 454,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,034,000 | 9,146,000 | 9,344,000 | 9,609,000 |
| Total capital | 10,066,000 | 10,140,000 | 10,343,000 | 10,630,000 |
| Risk-weighted assets | 82,108,000 | 79,032,000 | 79,372,000 | 81,460,000 |