Call reports 2010
MINNWEST BANK SIOUX FALLS — 2010
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,312,000 | 117,434,000 | 116,967,000 | 116,805,000 |
| Total loans | 94,778,000 | 91,728,000 | 90,365,000 | 85,285,000 |
| Allowance for loan losses | 1,189,000 | 1,353,000 | 1,147,000 | 1,410,000 |
| Securities available for sale | 13,979,000 | 12,172,000 | 11,495,000 | 10,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,767,000 | 102,363,000 | 100,806,000 | 100,741,000 |
| Interest-bearing deposits | 92,042,000 | 94,516,000 | 92,769,000 | 93,501,000 |
| Noninterest-bearing deposits | 7,725,000 | 7,847,000 | 8,037,000 | 7,240,000 |
| Equity capital | 9,055,000 | 9,069,000 | 9,097,000 | 9,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,310,000 | 4,925,000 | 6,346,000 |
| Interest expense | 494,000 | 973,000 | 1,463,000 | 1,941,000 |
| Net interest income | 1,154,000 | 2,337,000 | 3,462,000 | 4,405,000 |
| Noninterest income | 120,000 | 204,000 | 288,000 | 483,000 |
| Noninterest expense | 684,000 | 1,355,000 | 2,108,000 | 2,754,000 |
| Provision for loan losses | 270,000 | 675,000 | 1,050,000 | 1,580,000 |
| Pretax income | 320,000 | 511,000 | 592,000 | 554,000 |
| Income tax | 117,000 | 188,000 | 218,000 | 204,000 |
| Net income | 203,000 | 323,000 | 374,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,993,000 | 9,013,000 | 9,064,000 | 9,040,000 |
| Total capital | 10,129,000 | 10,122,000 | 10,154,000 | 10,065,000 |
| Risk-weighted assets | 90,863,000 | 88,486,000 | 87,138,000 | 81,621,000 |