Call reports 2009
MINNWEST BANK SIOUX FALLS — 2009
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,957,000 | 119,767,000 | 132,897,000 | 123,929,000 |
| Total loans | 93,146,000 | 95,989,000 | 97,152,000 | 94,298,000 |
| Allowance for loan losses | 1,107,000 | 1,110,000 | 1,283,000 | 1,246,000 |
| Securities available for sale | 7,897,000 | 7,356,000 | 11,852,000 | 14,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,703,000 | 98,428,000 | 113,553,000 | 106,210,000 |
| Interest-bearing deposits | 75,365,000 | 91,273,000 | 106,298,000 | 97,893,000 |
| Noninterest-bearing deposits | 7,338,000 | 7,155,000 | 7,255,000 | 8,317,000 |
| Equity capital | 8,309,000 | 8,636,000 | 8,823,000 | 8,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,441,000 | 5,228,000 | 6,981,000 |
| Interest expense | 594,000 | 1,181,000 | 1,853,000 | 2,521,000 |
| Net interest income | 1,087,000 | 2,260,000 | 3,375,000 | 4,460,000 |
| Noninterest income | 155,000 | 239,000 | 319,000 | 396,000 |
| Noninterest expense | 661,000 | 1,364,000 | 2,067,000 | 2,674,000 |
| Provision for loan losses | 66,000 | 138,000 | 333,000 | 788,000 |
| Pretax income | 515,000 | 997,000 | 1,294,000 | 1,394,000 |
| Income tax | 189,000 | 365,000 | 475,000 | 512,000 |
| Net income | 326,000 | 632,000 | 819,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,234,000 | 8,540,000 | 8,727,000 | 8,790,000 |
| Total capital | 9,341,000 | 9,650,000 | 9,899,000 | 9,918,000 |
| Risk-weighted assets | 89,097,000 | 94,199,000 | 93,649,000 | 90,143,000 |