Call reports 2001
MINNWEST BANK SIOUX FALLS — 2001
What MINNWEST BANK SIOUX FALLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,903,000 | 13,332,000 | 16,300,000 | 18,112,000 |
| Total loans | 7,368,000 | 10,008,000 | 12,847,000 | 14,685,000 |
| Allowance for loan losses | 55,000 | 70,000 | 71,000 | 100,000 |
| Securities available for sale | 503,000 | 505,000 | 508,000 | 462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,492,000 | 10,901,000 | 13,879,000 | 15,631,000 |
| Interest-bearing deposits | 7,738,000 | 10,073,000 | 12,987,000 | 14,735,000 |
| Noninterest-bearing deposits | 754,000 | 828,000 | 892,000 | 896,000 |
| Equity capital | 2,326,000 | 2,279,000 | 2,269,000 | 2,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 391,000 | 672,000 | 995,000 |
| Interest expense | 95,000 | 223,000 | 371,000 | 533,000 |
| Net interest income | 73,000 | 168,000 | 301,000 | 462,000 |
| Noninterest income | 16,000 | 21,000 | 29,000 | 40,000 |
| Noninterest expense | 145,000 | 305,000 | 449,000 | 599,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 88,000 |
| Pretax income | -86,000 | -161,000 | -179,000 | -185,000 |
| Income tax | -32,000 | -59,000 | -65,000 | -67,000 |
| Net income | -54,000 | -102,000 | -114,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,326,000 | 2,278,000 | 2,266,000 | 2,252,000 |
| Total capital | 2,381,000 | 2,348,000 | 2,337,000 | 2,352,000 |
| Risk-weighted assets | 9,166,000 | 11,520,000 | 14,171,000 | 15,819,000 |