Call reports 2025
NORTH EASTON SAVINGS BANK — 2025
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,730,065,000 | 1,723,716,000 | 1,757,271,000 | 1,758,578,000 |
| Total loans | 1,285,514,000 | 1,299,546,000 | 1,304,199,000 | 1,331,838,000 |
| Allowance for loan losses | 6,329,000 | 5,905,000 | 6,229,000 | 6,728,000 |
| Securities available for sale | 153,088,000 | 156,224,000 | 183,759,000 | 155,268,000 |
| Securities held to maturity | 101,977,000 | 101,546,000 | 105,952,000 | 103,020,000 |
| Trading assets | 1,464,000 | 454,000 | 166,000 | 613,000 |
| Total deposits | 1,552,751,000 | 1,538,688,000 | 1,523,118,000 | 1,539,744,000 |
| Interest-bearing deposits | 1,312,841,000 | 1,306,385,000 | 1,285,902,000 | 1,297,551,000 |
| Noninterest-bearing deposits | 239,910,000 | 232,303,000 | 237,216,000 | 242,193,000 |
| Equity capital | 156,389,000 | 158,841,000 | 164,380,000 | 168,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,962,000 | 38,148,000 | 58,076,000 | 77,905,000 |
| Interest expense | 7,866,000 | 15,557,000 | 23,428,000 | 31,019,000 |
| Net interest income | 11,096,000 | 22,591,000 | 34,648,000 | 46,886,000 |
| Noninterest income | 2,542,000 | 5,678,000 | 9,143,000 | 11,904,000 |
| Noninterest expense | 10,363,000 | 21,382,000 | 32,736,000 | 44,831,000 |
| Provision for loan losses | 104,000 | -313,000 | 6,000 | 505,000 |
| Pretax income | 3,259,000 | 7,334,000 | 11,336,000 | 14,166,000 |
| Income tax | 644,000 | 1,465,000 | 2,272,000 | 2,384,000 |
| Net income | 2,615,000 | 5,869,000 | 9,064,000 | 11,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,412,000 | 151,686,000 | 155,036,000 | 157,910,000 |
| Total capital | 155,146,000 | 158,005,000 | 161,597,000 | 165,026,000 |
| Risk-weighted assets | 1,159,382,000 | 1,182,167,000 | 1,195,177,000 | 1,213,226,000 |