Call reports 2024
NORTH EASTON SAVINGS BANK — 2024
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,612,416,000 | 1,649,488,000 | 1,658,421,000 | 1,699,747,000 |
| Total loans | 1,218,269,000 | 1,241,517,000 | 1,255,432,000 | 1,275,059,000 |
| Allowance for loan losses | 5,236,000 | 5,385,000 | 5,974,000 | 6,331,000 |
| Securities available for sale | 136,534,000 | 135,487,000 | 137,797,000 | 139,845,000 |
| Securities held to maturity | 102,410,000 | 102,332,000 | 102,020,000 | 101,468,000 |
| Trading assets | 3,924,000 | 3,190,000 | 505,000 | 3,430,000 |
| Total deposits | 1,411,263,000 | 1,431,565,000 | 1,436,058,000 | 1,515,205,000 |
| Interest-bearing deposits | 1,162,318,000 | 1,189,245,000 | 1,198,873,000 | 1,274,116,000 |
| Noninterest-bearing deposits | 248,945,000 | 242,320,000 | 237,185,000 | 241,089,000 |
| Equity capital | 141,679,000 | 145,252,000 | 149,418,000 | 151,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,927,000 | 36,250,000 | 54,989,000 | 73,814,000 |
| Interest expense | 7,359,000 | 15,160,000 | 23,517,000 | 31,746,000 |
| Net interest income | 10,568,000 | 21,090,000 | 31,472,000 | 42,068,000 |
| Noninterest income | 2,142,000 | 5,098,000 | 8,841,000 | 12,766,000 |
| Noninterest expense | 9,687,000 | 20,073,000 | 31,080,000 | 47,184,000 |
| Provision for loan losses | 65,000 | 357,000 | 956,000 | 1,450,000 |
| Pretax income | 2,649,000 | 5,444,000 | 7,983,000 | 5,852,000 |
| Income tax | 498,000 | 791,000 | 1,171,000 | -4,194,000 |
| Net income | 2,151,000 | 4,653,000 | 6,812,000 | 10,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,109,000 | 139,822,000 | 142,173,000 | 145,603,000 |
| Total capital | 142,798,000 | 145,665,000 | 148,586,000 | 152,426,000 |
| Risk-weighted assets | 1,071,949,000 | 1,103,298,000 | 1,121,395,000 | 1,146,037,000 |