Call reports 2022
NORTH EASTON SAVINGS BANK — 2022
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,410,022,000 | 1,407,985,000 | 1,402,422,000 | 1,458,969,000 |
| Total loans | 1,020,213,000 | 1,041,213,000 | 1,044,815,000 | 1,064,602,000 |
| Allowance for loan losses | 6,679,000 | 7,060,000 | 7,179,000 | 7,437,000 |
| Securities available for sale | 246,600,000 | 236,925,000 | 130,275,000 | 139,937,000 |
| Securities held to maturity | 0 | 0 | 96,836,000 | 96,839,000 |
| Trading assets | 4,374,000 | 5,186,000 | 13,471,000 | 11,888,000 |
| Total deposits | 1,266,991,000 | 1,261,442,000 | 1,250,919,000 | 1,308,996,000 |
| Interest-bearing deposits | 956,464,000 | 967,450,000 | 961,461,000 | 1,007,711,000 |
| Noninterest-bearing deposits | 310,527,000 | 293,992,000 | 289,458,000 | 301,285,000 |
| Equity capital | 127,056,000 | 122,316,000 | 126,631,000 | 128,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,332,000 | 21,218,000 | 32,760,000 | 45,490,000 |
| Interest expense | 694,000 | 1,405,000 | 2,532,000 | 4,715,000 |
| Net interest income | 9,638,000 | 19,813,000 | 30,228,000 | 40,775,000 |
| Noninterest income | 2,040,000 | 4,058,000 | 5,917,000 | 8,175,000 |
| Noninterest expense | 8,453,000 | 18,626,000 | 23,453,000 | 33,891,000 |
| Provision for loan losses | 198,000 | 578,000 | 691,000 | 948,000 |
| Pretax income | 3,068,000 | 4,459,000 | 11,554,000 | 13,679,000 |
| Income tax | 660,000 | 211,000 | 2,031,000 | 2,399,000 |
| Net income | 2,408,000 | 4,248,000 | 9,523,000 | 11,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,019,000 | 117,142,000 | 122,691,000 | 124,717,000 |
| Total capital | 122,169,000 | 124,673,000 | 130,341,000 | 132,587,000 |
| Risk-weighted assets | 880,079,000 | 902,767,000 | 914,051,000 | 927,673,000 |