Call reports 2021
NORTH EASTON SAVINGS BANK — 2021
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,331,098,000 | 1,323,657,000 | 1,370,255,000 | 1,397,507,000 |
| Total loans | 861,000,000 | 896,615,000 | 957,712,000 | 1,004,332,000 |
| Allowance for loan losses | 5,086,000 | 5,526,000 | 6,003,000 | 6,479,000 |
| Securities available for sale | 246,950,000 | 251,457,000 | 241,187,000 | 250,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 2,241,000 |
| Total deposits | 1,186,902,000 | 1,174,615,000 | 1,221,879,000 | 1,246,503,000 |
| Interest-bearing deposits | 871,879,000 | 880,644,000 | 910,474,000 | 928,788,000 |
| Noninterest-bearing deposits | 315,023,000 | 293,971,000 | 311,405,000 | 317,715,000 |
| Equity capital | 125,136,000 | 127,942,000 | 128,152,000 | 131,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,236,000 | 19,934,000 | 30,160,000 | 40,627,000 |
| Interest expense | 985,000 | 1,923,000 | 2,809,000 | 3,595,000 |
| Net interest income | 9,251,000 | 18,011,000 | 27,351,000 | 37,032,000 |
| Noninterest income | 2,978,000 | 4,977,000 | 7,310,000 | 9,463,000 |
| Noninterest expense | 8,500,000 | 17,652,000 | 27,454,000 | 36,470,000 |
| Provision for loan losses | 211,000 | 648,000 | 1,114,000 | 1,629,000 |
| Pretax income | 3,793,000 | 5,524,000 | 7,546,000 | 9,965,000 |
| Income tax | 852,000 | 1,098,000 | 1,332,000 | 1,760,000 |
| Net income | 2,941,000 | 4,426,000 | 6,214,000 | 8,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,089,000 | 107,897,000 | 109,996,000 | 112,299,000 |
| Total capital | 111,575,000 | 113,894,000 | 116,470,000 | 119,249,000 |
| Risk-weighted assets | 754,090,000 | 792,471,000 | 828,403,000 | 858,634,000 |