Call reports 2020
NORTH EASTON SAVINGS BANK — 2020
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,137,348,000 | 1,244,815,000 | 1,251,586,000 | 1,261,339,000 |
| Total loans | 835,429,000 | 859,059,000 | 848,723,000 | 836,213,000 |
| Allowance for loan losses | 4,264,000 | 4,598,000 | 4,835,000 | 4,873,000 |
| Securities available for sale | 142,809,000 | 205,220,000 | 234,639,000 | 238,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 968,661,000 | 1,066,688,000 | 1,091,234,000 | 1,113,295,000 |
| Interest-bearing deposits | 772,136,000 | 813,552,000 | 824,124,000 | 830,701,000 |
| Noninterest-bearing deposits | 196,525,000 | 253,136,000 | 267,110,000 | 282,594,000 |
| Equity capital | 112,696,000 | 116,127,000 | 118,525,000 | 123,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,500,000 | 20,730,000 | 30,806,000 | 40,269,000 |
| Interest expense | 1,840,000 | 3,383,000 | 4,784,000 | 5,929,000 |
| Net interest income | 8,660,000 | 17,347,000 | 26,022,000 | 34,340,000 |
| Noninterest income | 2,311,000 | 4,496,000 | 6,843,000 | 10,114,000 |
| Noninterest expense | 8,484,000 | 17,141,000 | 25,412,000 | 34,333,000 |
| Provision for loan losses | 1,820,000 | 2,162,000 | 2,420,000 | 2,177,000 |
| Pretax income | 312,000 | 2,328,000 | 5,243,000 | 8,983,000 |
| Income tax | 135,000 | 401,000 | 999,000 | 1,726,000 |
| Net income | 177,000 | 1,927,000 | 4,244,000 | 7,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,655,000 | 96,767,000 | 99,435,000 | 102,797,000 |
| Total capital | 99,319,000 | 101,765,000 | 104,670,000 | 108,070,000 |
| Risk-weighted assets | 725,408,000 | 737,683,000 | 723,613,000 | 737,378,000 |