Call reports 2019
NORTH EASTON SAVINGS BANK — 2019
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 565,663,000 | 1,117,933,000 | 1,135,321,000 | 1,135,696,000 |
| Total loans | 416,376,000 | 826,969,000 | 835,175,000 | 837,897,000 |
| Allowance for loan losses | 1,777,000 | 1,569,000 | 2,172,000 | 2,764,000 |
| Securities available for sale | 88,720,000 | 140,979,000 | 143,737,000 | 144,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,023,000 | 951,990,000 | 967,567,000 | 971,837,000 |
| Interest-bearing deposits | 387,263,000 | 757,731,000 | 769,567,000 | 779,321,000 |
| Noninterest-bearing deposits | 124,760,000 | 194,259,000 | 198,000,000 | 192,516,000 |
| Equity capital | 46,921,000 | 113,215,000 | 114,179,000 | 115,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,661,000 | 13,566,000 | 25,097,000 | 36,323,000 |
| Interest expense | 535,000 | 2,197,000 | 4,342,000 | 6,416,000 |
| Net interest income | 4,126,000 | 11,369,000 | 20,755,000 | 29,907,000 |
| Noninterest income | 735,000 | 2,507,000 | 4,622,000 | 6,982,000 |
| Noninterest expense | 4,280,000 | 12,792,000 | 21,552,000 | 31,178,000 |
| Provision for loan losses | 32,000 | 32,000 | 557,000 | 1,175,000 |
| Pretax income | 549,000 | 1,132,000 | 3,482,000 | 5,306,000 |
| Income tax | 113,000 | 162,000 | 661,000 | 1,053,000 |
| Net income | 436,000 | 970,000 | 2,821,000 | 4,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,939,000 | 89,913,000 | 94,589,000 | 93,766,000 |
| Total capital | 51,775,000 | 91,538,000 | 96,922,000 | 96,530,000 |
| Risk-weighted assets | 346,435,000 | 779,775,000 | 714,096,000 | 709,598,000 |