Call reports 2018
NORTH EASTON SAVINGS BANK — 2018
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 553,145,000 | 557,520,000 | 553,147,000 | 554,783,000 |
| Total loans | 405,671,000 | 408,419,000 | 412,067,000 | 412,911,000 |
| Allowance for loan losses | 1,672,000 | 1,721,000 | 1,761,000 | 1,750,000 |
| Securities available for sale | 92,112,000 | 91,623,000 | 91,428,000 | 90,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,600,000 | 503,847,000 | 497,053,000 | 502,571,000 |
| Interest-bearing deposits | 386,934,000 | 383,763,000 | 378,352,000 | 383,650,000 |
| Noninterest-bearing deposits | 116,666,000 | 120,084,000 | 118,701,000 | 118,921,000 |
| Equity capital | 43,232,000 | 43,740,000 | 44,710,000 | 45,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,139,000 | 8,425,000 | 12,844,000 | 17,380,000 |
| Interest expense | 338,000 | 724,000 | 1,163,000 | 1,654,000 |
| Net interest income | 3,801,000 | 7,701,000 | 11,681,000 | 15,726,000 |
| Noninterest income | 725,000 | 1,489,000 | 2,286,000 | 3,087,000 |
| Noninterest expense | 3,747,000 | 7,575,000 | 11,270,000 | 16,737,000 |
| Provision for loan losses | 30,000 | 85,000 | 110,000 | 110,000 |
| Pretax income | 720,000 | 1,501,000 | 2,657,000 | 2,057,000 |
| Income tax | 164,000 | 343,000 | 621,000 | 420,000 |
| Net income | 556,000 | 1,158,000 | 2,036,000 | 1,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,422,000 | 49,023,000 | 49,901,000 | 49,445,000 |
| Total capital | 50,116,000 | 50,799,000 | 51,802,000 | 51,195,000 |
| Risk-weighted assets | 331,867,000 | 340,549,000 | 342,083,000 | 326,771,000 |