Call reports 2017
NORTH EASTON SAVINGS BANK — 2017
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 534,413,000 | 541,602,000 | 539,519,000 | 544,591,000 |
| Total loans | 377,135,000 | 394,898,000 | 394,236,000 | 403,324,000 |
| Allowance for loan losses | 1,583,000 | 1,623,000 | 1,605,000 | 1,647,000 |
| Securities available for sale | 92,200,000 | 92,580,000 | 91,648,000 | 91,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 483,422,000 | 489,454,000 | 487,196,000 | 495,125,000 |
| Interest-bearing deposits | 378,906,000 | 379,610,000 | 375,530,000 | 379,652,000 |
| Noninterest-bearing deposits | 104,516,000 | 109,844,000 | 111,666,000 | 115,473,000 |
| Equity capital | 43,451,000 | 44,573,000 | 45,181,000 | 43,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,834,000 | 11,856,000 | 15,953,000 |
| Interest expense | 329,000 | 651,000 | 976,000 | 1,293,000 |
| Net interest income | 3,518,000 | 7,183,000 | 10,880,000 | 14,660,000 |
| Noninterest income | 714,000 | 1,789,000 | 2,530,000 | 3,283,000 |
| Noninterest expense | 3,560,000 | 7,076,000 | 10,646,000 | 15,351,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 105,000 |
| Pretax income | 744,000 | 1,913,000 | 2,782,000 | 2,560,000 |
| Income tax | 248,000 | 537,000 | 843,000 | 1,734,000 |
| Net income | 496,000 | 1,376,000 | 1,939,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,886,000 | 47,766,000 | 48,329,000 | 47,866,000 |
| Total capital | 48,494,000 | 49,413,000 | 49,950,000 | 49,575,000 |
| Risk-weighted assets | 321,676,000 | 319,391,000 | 314,939,000 | 321,327,000 |