Call reports 2001
NORTH EASTON SAVINGS BANK — 2001
What NORTH EASTON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 293,833,000 | 310,045,000 | 314,843,000 | 325,402,000 |
| Total loans | 191,617,000 | 194,225,000 | 197,976,000 | 198,911,000 |
| Allowance for loan losses | 1,046,000 | 1,041,000 | 1,041,000 | 1,008,000 |
| Securities available for sale | 73,579,000 | 83,374,000 | 88,725,000 | 104,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,697,000 | 278,834,000 | 284,958,000 | 295,756,000 |
| Interest-bearing deposits | 242,139,000 | 255,973,000 | 261,468,000 | 271,156,000 |
| Noninterest-bearing deposits | 21,558,000 | 22,861,000 | 23,490,000 | 24,600,000 |
| Equity capital | 24,606,000 | 25,033,000 | 26,012,000 | 26,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,652,000 | 9,398,000 | 14,205,000 | 19,020,000 |
| Interest expense | 2,467,000 | 4,972,000 | 7,444,000 | 9,690,000 |
| Net interest income | 2,185,000 | 4,426,000 | 6,761,000 | 9,330,000 |
| Noninterest income | 194,000 | 407,000 | 611,000 | 909,000 |
| Noninterest expense | 1,774,000 | 3,610,000 | 5,599,000 | 7,619,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 595,000 | 1,379,000 | 1,935,000 | 2,646,000 |
| Income tax | 197,000 | 474,000 | 660,000 | 920,000 |
| Net income | 398,000 | 905,000 | 1,275,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,080,000 | 24,811,000 | 24,573,000 | 25,496,000 |
| Total capital | 25,126,000 | 25,852,000 | 25,614,000 | 26,504,000 |
| Risk-weighted assets | 166,569,000 | 174,874,000 | 176,945,000 | 185,442,000 |