Call reports 2026
FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW — 2026
What FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 99,837,000 | 93,045,000 |
| Total loans | 71,518,000 | 76,413,000 |
| Allowance for loan losses | 975,000 | 1,136,000 |
| Securities available for sale | 12,051,000 | 12,032,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 90,056,000 | 83,231,000 |
| Interest-bearing deposits | 75,761,000 | 70,221,000 |
| Noninterest-bearing deposits | 14,295,000 | 13,010,000 |
| Equity capital | 8,321,000 | 8,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,432,000 | 2,886,000 |
| Interest expense | 410,000 | 811,000 |
| Net interest income | 1,022,000 | 2,075,000 |
| Noninterest income | 43,000 | 88,000 |
| Noninterest expense | 602,000 | 1,217,000 |
| Provision for loan losses | 0 | 160,000 |
| Pretax income | 463,000 | 786,000 |
| Income tax | 147,000 | 227,000 |
| Net income | 316,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,849,000 | 9,071,000 |
| Total capital | 9,772,000 | 10,063,000 |
| Risk-weighted assets | 73,786,000 | 79,157,000 |