Call reports 2025
FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW — 2025
What FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 92,713,000 | 95,881,000 | 94,477,000 | 97,789,000 |
| Total loans | 72,116,000 | 71,487,000 | 69,302,000 | 70,680,000 |
| Allowance for loan losses | 857,000 | 932,000 | 932,000 | 984,000 |
| Securities available for sale | 12,635,000 | 13,720,000 | 11,846,000 | 12,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,636,000 | 86,830,000 | 85,281,000 | 88,050,000 |
| Interest-bearing deposits | 71,525,000 | 74,373,000 | 72,464,000 | 72,685,000 |
| Noninterest-bearing deposits | 12,111,000 | 12,457,000 | 12,817,000 | 15,365,000 |
| Equity capital | 7,496,000 | 7,696,000 | 7,848,000 | 8,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,777,000 | 4,179,000 | 5,579,000 |
| Interest expense | 464,000 | 904,000 | 1,354,000 | 1,798,000 |
| Net interest income | 862,000 | 1,873,000 | 2,825,000 | 3,781,000 |
| Noninterest income | 41,000 | 84,000 | 128,000 | 170,000 |
| Noninterest expense | 620,000 | 1,230,000 | 1,855,000 | 2,480,000 |
| Provision for loan losses | 87,000 | 162,000 | 162,000 | 214,000 |
| Pretax income | 196,000 | 565,000 | 926,000 | 1,247,000 |
| Income tax | 98,000 | 247,000 | 393,000 | 470,000 |
| Net income | 98,000 | 318,000 | 533,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,162,000 | 8,283,000 | 8,348,000 | 8,712,000 |
| Total capital | 9,031,000 | 9,209,000 | 9,245,000 | 9,626,000 |
| Risk-weighted assets | 74,383,000 | 74,086,000 | 71,695,000 | 73,051,000 |