Call reports 2012
FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW — 2012
What FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,929,000 | 41,659,000 | 40,214,000 | 44,839,000 |
| Total loans | 25,433,000 | 28,339,000 | 27,177,000 | 27,736,000 |
| Allowance for loan losses | 534,000 | 527,000 | 528,000 | 531,000 |
| Securities available for sale | 8,997,000 | 9,020,000 | 8,270,000 | 8,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,973,000 | 34,346,000 | 34,665,000 | 39,269,000 |
| Interest-bearing deposits | 28,221,000 | 29,157,000 | 28,770,000 | 30,730,000 |
| Noninterest-bearing deposits | 5,752,000 | 5,190,000 | 5,896,000 | 8,539,000 |
| Equity capital | 5,329,000 | 5,357,000 | 5,373,000 | 5,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 882,000 | 1,318,000 | 1,730,000 |
| Interest expense | 46,000 | 92,000 | 136,000 | 177,000 |
| Net interest income | 414,000 | 790,000 | 1,182,000 | 1,553,000 |
| Noninterest income | 33,000 | 60,000 | 77,000 | 83,000 |
| Noninterest expense | 336,000 | 669,000 | 1,016,000 | 1,338,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 181,000 | 251,000 | 306,000 |
| Income tax | -1,000 | -1,000 | 0 | 0 |
| Net income | 112,000 | 182,000 | 251,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,929,000 | 4,931,000 | 4,947,000 | 5,002,000 |
| Total capital | 5,306,000 | 5,331,000 | 5,330,000 | 5,398,000 |
| Risk-weighted assets | 29,986,000 | 31,844,000 | 30,524,000 | 31,569,000 |