Call reports 2021
HILLSBORO BANK — 2021
What HILLSBORO BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 201,554,000 | 237,575,000 | 226,139,000 |
| Total loans | 79,596,000 | 73,590,000 | 73,101,000 |
| Allowance for loan losses | 1,025,000 | 1,025,000 | 1,025,000 |
| Securities available for sale | 32,007,000 | 31,162,000 | 22,856,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 176,948,000 | 212,527,000 | 200,810,000 |
| Interest-bearing deposits | 97,869,000 | 119,246,000 | 123,938,000 |
| Noninterest-bearing deposits | 79,079,000 | 93,281,000 | 76,872,000 |
| Equity capital | 23,187,000 | 23,563,000 | 22,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,281,000 | 2,502,000 | 3,672,000 |
| Interest expense | 91,000 | 177,000 | 245,000 |
| Net interest income | 1,190,000 | 2,325,000 | 3,427,000 |
| Noninterest income | 53,000 | 110,000 | -253,000 |
| Noninterest expense | 860,000 | 1,697,000 | 3,618,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 383,000 | 738,000 | -151,000 |
| Income tax | 52,000 | 97,000 | -163,000 |
| Net income | 331,000 | 641,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 21,791,000 | 22,102,000 | 21,473,000 |
| Total capital | 22,816,000 | 23,127,000 | 22,473,000 |
| Risk-weighted assets | 97,648,000 | 101,802,000 | 79,996,000 |