Call reports 2020
HILLSBORO BANK — 2020
What HILLSBORO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,725,000 | 184,471,000 | 178,524,000 | 190,372,000 |
| Total loans | 78,336,000 | 77,666,000 | 78,974,000 | 82,223,000 |
| Allowance for loan losses | 1,026,000 | 1,027,000 | 1,023,000 | 1,025,000 |
| Securities available for sale | 33,750,000 | 35,406,000 | 34,484,000 | 33,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,594,000 | 160,813,000 | 154,559,000 | 165,973,000 |
| Interest-bearing deposits | 75,190,000 | 97,410,000 | 95,508,000 | 100,923,000 |
| Noninterest-bearing deposits | 57,404,000 | 63,403,000 | 59,051,000 | 65,050,000 |
| Equity capital | 19,910,000 | 22,048,000 | 22,482,000 | 22,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,747,000 | 4,061,000 | 5,359,000 |
| Interest expense | 145,000 | 282,000 | 404,000 | 507,000 |
| Net interest income | 1,284,000 | 2,465,000 | 3,657,000 | 4,852,000 |
| Noninterest income | 60,000 | 110,000 | 164,000 | 230,000 |
| Noninterest expense | 757,000 | 1,517,000 | 2,277,000 | 3,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 587,000 | 1,058,000 | 1,544,000 | 2,055,000 |
| Income tax | 106,000 | 158,000 | 237,000 | 308,000 |
| Net income | 481,000 | 900,000 | 1,307,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,194,000 | 20,613,000 | 21,021,000 | 21,460,000 |
| Total capital | 21,220,000 | 21,640,000 | 22,044,000 | 22,485,000 |
| Risk-weighted assets | 85,505,000 | 92,216,000 | 92,405,000 | 96,637,000 |