Call reports 2019
HILLSBORO BANK — 2019
What HILLSBORO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,616,000 | 152,705,000 | 154,155,000 | 153,489,000 |
| Total loans | 87,053,000 | 82,347,000 | 78,572,000 | 81,120,000 |
| Allowance for loan losses | 1,035,000 | 1,036,000 | 1,026,000 | 1,026,000 |
| Securities available for sale | 28,339,000 | 28,497,000 | 28,283,000 | 29,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,997,000 | 130,976,000 | 131,652,000 | 130,535,000 |
| Interest-bearing deposits | 78,883,000 | 86,995,000 | 88,540,000 | 80,597,000 |
| Noninterest-bearing deposits | 45,114,000 | 43,981,000 | 43,112,000 | 49,938,000 |
| Equity capital | 19,487,000 | 20,471,000 | 21,268,000 | 21,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,041,000 | 4,562,000 | 6,034,000 |
| Interest expense | 114,000 | 243,000 | 380,000 | 524,000 |
| Net interest income | 1,389,000 | 2,798,000 | 4,182,000 | 5,510,000 |
| Noninterest income | 72,000 | 128,000 | 278,000 | 337,000 |
| Noninterest expense | 765,000 | 1,504,000 | 2,238,000 | 2,956,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 676,000 | 1,402,000 | 2,202,000 | 2,871,000 |
| Income tax | 131,000 | 275,000 | 416,000 | 529,000 |
| Net income | 545,000 | 1,127,000 | 1,786,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,243,000 | 19,826,000 | 20,484,000 | 21,040,000 |
| Total capital | 20,278,000 | 20,862,000 | 21,510,000 | 22,066,000 |
| Risk-weighted assets | 89,125,000 | 88,006,000 | 85,939,000 | 87,649,000 |