Call reports 2018
HILLSBORO BANK — 2018
What HILLSBORO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 137,826,000 | 142,637,000 | 135,756,000 | 143,962,000 |
| Total loans | 87,638,000 | 91,245,000 | 95,048,000 | 91,639,000 |
| Allowance for loan losses | 928,000 | 958,000 | 988,000 | 1,015,000 |
| Securities available for sale | 29,436,000 | 28,941,000 | 28,018,000 | 28,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,747,000 | 123,097,000 | 116,046,000 | 123,400,000 |
| Interest-bearing deposits | 77,188,000 | 77,525,000 | 80,899,000 | 81,097,000 |
| Noninterest-bearing deposits | 41,559,000 | 45,572,000 | 35,147,000 | 42,303,000 |
| Equity capital | 17,840,000 | 18,410,000 | 18,631,000 | 19,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,805,000 | 4,320,000 | 5,825,000 |
| Interest expense | 65,000 | 138,000 | 219,000 | 311,000 |
| Net interest income | 1,287,000 | 2,667,000 | 4,101,000 | 5,514,000 |
| Noninterest income | 88,000 | 187,000 | 271,000 | 352,000 |
| Noninterest expense | 633,000 | 1,289,000 | 1,993,000 | 2,720,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 712,000 | 1,505,000 | 2,289,000 | 3,026,000 |
| Income tax | 138,000 | 297,000 | 481,000 | 647,000 |
| Net income | 574,000 | 1,208,000 | 1,808,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,888,000 | 18,522,000 | 19,122,000 | 19,693,000 |
| Total capital | 18,816,000 | 19,480,000 | 20,110,000 | 20,708,000 |
| Risk-weighted assets | 89,806,000 | 97,492,000 | 92,850,000 | 91,584,000 |