Call reports 2017
HILLSBORO BANK — 2017
What HILLSBORO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,714,000 | 139,401,000 | 134,178,000 | 136,923,000 |
| Total loans | 67,244,000 | 73,774,000 | 80,584,000 | 84,188,000 |
| Allowance for loan losses | 823,000 | 838,000 | 868,000 | 898,000 |
| Securities available for sale | 35,631,000 | 35,428,000 | 31,372,000 | 30,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,571,000 | 120,502,000 | 114,905,000 | 117,363,000 |
| Interest-bearing deposits | 70,746,000 | 80,098,000 | 81,313,000 | 77,966,000 |
| Noninterest-bearing deposits | 44,825,000 | 40,404,000 | 33,592,000 | 39,397,000 |
| Equity capital | 17,072,000 | 17,799,000 | 18,157,000 | 18,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,367,000 | 3,664,000 | 4,988,000 |
| Interest expense | 66,000 | 131,000 | 198,000 | 265,000 |
| Net interest income | 1,085,000 | 2,236,000 | 3,466,000 | 4,723,000 |
| Noninterest income | 77,000 | 153,000 | 237,000 | 325,000 |
| Noninterest expense | 595,000 | 1,191,000 | 1,772,000 | 2,376,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 552,000 | 1,168,000 | 2,026,000 | 2,907,000 |
| Income tax | 151,000 | 329,000 | 594,000 | 852,000 |
| Net income | 401,000 | 839,000 | 1,432,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,498,000 | 16,936,000 | 17,528,000 | 18,076,000 |
| Total capital | 17,321,000 | 17,774,000 | 18,396,000 | 18,974,000 |
| Risk-weighted assets | 76,466,000 | 80,565,000 | 84,566,000 | 87,665,000 |