Call reports 2016
HILLSBORO BANK — 2016
What HILLSBORO BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,466,000 | 125,662,000 | 131,370,000 | 131,862,000 |
| Total loans | 55,468,000 | 60,955,000 | 60,562,000 | 66,608,000 |
| Allowance for loan losses | 808,000 | 808,000 | 808,000 | 808,000 |
| Securities available for sale | 39,378,000 | 36,892,000 | 35,714,000 | 36,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,397,000 | 106,844,000 | 112,242,000 | 113,817,000 |
| Interest-bearing deposits | 65,688,000 | 72,282,000 | 79,406,000 | 74,843,000 |
| Noninterest-bearing deposits | 35,709,000 | 34,562,000 | 32,836,000 | 38,974,000 |
| Equity capital | 16,809,000 | 17,364,000 | 17,722,000 | 17,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,064,000 | 3,136,000 | 4,235,000 |
| Interest expense | 69,000 | 141,000 | 215,000 | 288,000 |
| Net interest income | 955,000 | 1,923,000 | 2,921,000 | 3,947,000 |
| Noninterest income | 77,000 | 155,000 | 229,000 | 291,000 |
| Noninterest expense | 613,000 | 1,206,000 | 1,811,000 | 2,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 886,000 | 1,353,000 | 1,831,000 |
| Income tax | 99,000 | 216,000 | 337,000 | 463,000 |
| Net income | 324,000 | 670,000 | 1,016,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,717,000 | 16,062,000 | 16,408,000 | 16,761,000 |
| Total capital | 16,525,000 | 16,870,000 | 17,216,000 | 17,569,000 |
| Risk-weighted assets | 68,286,000 | 73,329,000 | 72,644,000 | 76,066,000 |