Call reports 2015
HILLSBORO BANK — 2015
What HILLSBORO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 119,824,000 | 115,679,000 | 113,950,000 | 117,212,000 |
| Total loans | 42,653,000 | 44,260,000 | 47,661,000 | 51,743,000 |
| Allowance for loan losses | 808,000 | 808,000 | 808,000 | 808,000 |
| Securities available for sale | 47,953,000 | 51,875,000 | 48,588,000 | 47,477,000 |
| Securities held to maturity | 6,242,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,010,000 | 98,855,000 | 96,470,000 | 99,349,000 |
| Interest-bearing deposits | 66,909,000 | 68,804,000 | 69,616,000 | 67,886,000 |
| Noninterest-bearing deposits | 36,101,000 | 30,051,000 | 26,854,000 | 31,463,000 |
| Equity capital | 15,775,000 | 15,711,000 | 16,420,000 | 16,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,943,000 | 2,914,000 | 3,918,000 |
| Interest expense | 76,000 | 153,000 | 226,000 | 297,000 |
| Net interest income | 901,000 | 1,790,000 | 2,688,000 | 3,621,000 |
| Noninterest income | 62,000 | 137,000 | 214,000 | 293,000 |
| Noninterest expense | 631,000 | 1,258,000 | 1,907,000 | 2,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 702,000 | 1,028,000 | 1,473,000 |
| Income tax | 73,000 | 146,000 | 177,000 | 275,000 |
| Net income | 259,000 | 556,000 | 851,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,951,000 | 15,248,000 | 15,542,000 | 15,890,000 |
| Total capital | 15,603,000 | 15,982,000 | 16,323,000 | 16,698,000 |
| Risk-weighted assets | 52,062,000 | 58,695,000 | 62,470,000 | 65,119,000 |