Call reports 2014
HILLSBORO BANK — 2014
What HILLSBORO BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,258,000 | 117,216,000 | 111,474,000 | 114,576,000 |
| Total loans | 38,065,000 | 42,303,000 | 42,454,000 | 44,328,000 |
| Allowance for loan losses | 800,000 | 800,000 | 800,000 | 800,000 |
| Securities available for sale | 52,644,000 | 52,728,000 | 49,999,000 | 49,851,000 |
| Securities held to maturity | 6,787,000 | 6,660,000 | 6,496,000 | 6,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,729,000 | 101,839,000 | 95,564,000 | 97,727,000 |
| Interest-bearing deposits | 72,673,000 | 74,463,000 | 69,730,000 | 67,585,000 |
| Noninterest-bearing deposits | 29,056,000 | 27,376,000 | 25,834,000 | 30,142,000 |
| Equity capital | 13,767,000 | 14,635,000 | 15,132,000 | 15,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,915,000 | 2,908,000 | 3,899,000 |
| Interest expense | 85,000 | 168,000 | 248,000 | 326,000 |
| Net interest income | 870,000 | 1,747,000 | 2,660,000 | 3,573,000 |
| Noninterest income | 61,000 | 119,000 | 158,000 | 224,000 |
| Noninterest expense | 566,000 | 1,121,000 | 1,701,000 | 2,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 431,000 | 811,000 | 1,183,000 | 1,576,000 |
| Income tax | 112,000 | 205,000 | 295,000 | 392,000 |
| Net income | 319,000 | 606,000 | 888,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,324,000 | 14,611,000 | 14,894,000 | 15,189,000 |
| Total capital | 15,016,000 | 15,338,000 | 15,604,000 | 15,917,000 |
| Risk-weighted assets | 55,230,000 | 58,100,000 | 56,733,000 | 58,156,000 |