Call reports 2013
HILLSBORO BANK — 2013
What HILLSBORO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 122,027,000 | 117,345,000 | 122,115,000 | 115,928,000 |
| Total loans | 39,689,000 | 38,562,000 | 40,072,000 | 38,904,000 |
| Allowance for loan losses | 880,000 | 800,000 | 800,000 | 800,000 |
| Securities available for sale | 47,203,000 | 51,537,000 | 52,090,000 | 52,769,000 |
| Securities held to maturity | 7,704,000 | 7,403,000 | 7,080,000 | 6,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,989,000 | 103,112,000 | 108,013,000 | 101,710,000 |
| Interest-bearing deposits | 80,295,000 | 81,885,000 | 85,564,000 | 78,666,000 |
| Noninterest-bearing deposits | 26,694,000 | 21,227,000 | 22,449,000 | 23,044,000 |
| Equity capital | 14,240,000 | 13,472,000 | 13,320,000 | 13,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,820,000 | 2,736,000 | 3,704,000 |
| Interest expense | 117,000 | 232,000 | 339,000 | 438,000 |
| Net interest income | 794,000 | 1,588,000 | 2,397,000 | 3,266,000 |
| Noninterest income | 59,000 | 103,000 | 240,000 | 246,000 |
| Noninterest expense | 592,000 | 1,252,000 | 1,868,000 | 2,401,000 |
| Provision for loan losses | 0 | -80,000 | -80,000 | -80,000 |
| Pretax income | 261,000 | 519,000 | 849,000 | 1,261,000 |
| Income tax | 72,000 | 94,000 | 187,000 | 292,000 |
| Net income | 189,000 | 425,000 | 662,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,657,000 | 13,893,000 | 14,129,000 | 14,436,000 |
| Total capital | 14,277,000 | 14,614,000 | 14,863,000 | 15,141,000 |
| Risk-weighted assets | 58,354,000 | 57,581,000 | 58,622,000 | 56,332,000 |