Call reports 2012
HILLSBORO BANK — 2012
What HILLSBORO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,877,000 | 117,930,000 | 115,233,000 | 110,849,000 |
| Total loans | 41,716,000 | 42,002,000 | 42,379,000 | 41,481,000 |
| Allowance for loan losses | 1,084,000 | 1,084,000 | 990,000 | 880,000 |
| Securities available for sale | 44,046,000 | 45,861,000 | 45,932,000 | 44,592,000 |
| Securities held to maturity | 8,989,000 | 8,738,000 | 8,407,000 | 8,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,559,000 | 103,011,000 | 99,936,000 | 95,677,000 |
| Interest-bearing deposits | 79,837,000 | 81,427,000 | 80,800,000 | 76,987,000 |
| Noninterest-bearing deposits | 25,722,000 | 21,584,000 | 19,136,000 | 18,690,000 |
| Equity capital | 13,546,000 | 14,139,000 | 14,487,000 | 14,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,074,000 | 3,063,000 | 4,030,000 |
| Interest expense | 153,000 | 300,000 | 439,000 | 566,000 |
| Net interest income | 881,000 | 1,774,000 | 2,624,000 | 3,464,000 |
| Noninterest income | 78,000 | 149,000 | 217,000 | 224,000 |
| Noninterest expense | 678,000 | 1,404,000 | 2,130,000 | 2,918,000 |
| Provision for loan losses | 20,000 | -40,000 | 18,000 | 44,000 |
| Pretax income | 261,000 | 790,000 | 1,068,000 | 1,101,000 |
| Income tax | 81,000 | 278,000 | 367,000 | 351,000 |
| Net income | 180,000 | 512,000 | 701,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,183,000 | 13,553,000 | 13,741,000 | 13,799,000 |
| Total capital | 13,938,000 | 14,303,000 | 14,486,000 | 14,526,000 |
| Risk-weighted assets | 60,032,000 | 59,663,000 | 59,341,000 | 58,026,000 |