Call reports 2011
HILLSBORO BANK — 2011
What HILLSBORO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,549,000 | 105,099,000 | 104,907,000 | 105,652,000 |
| Total loans | 43,887,000 | 42,147,000 | 42,478,000 | 43,937,000 |
| Allowance for loan losses | 1,031,000 | 1,091,000 | 1,131,000 | 1,050,000 |
| Securities available for sale | 29,355,000 | 25,587,000 | 28,967,000 | 31,469,000 |
| Securities held to maturity | 6,791,000 | 13,723,000 | 13,519,000 | 12,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,211,000 | 91,407,000 | 90,631,000 | 91,405,000 |
| Interest-bearing deposits | 69,693,000 | 74,452,000 | 75,056,000 | 73,411,000 |
| Noninterest-bearing deposits | 17,518,000 | 16,955,000 | 15,575,000 | 17,994,000 |
| Equity capital | 12,607,000 | 13,029,000 | 13,557,000 | 13,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,136,000 | 3,221,000 | 4,282,000 |
| Interest expense | 175,000 | 345,000 | 512,000 | 671,000 |
| Net interest income | 892,000 | 1,791,000 | 2,709,000 | 3,611,000 |
| Noninterest income | 77,000 | 165,000 | 254,000 | 138,000 |
| Noninterest expense | 642,000 | 1,273,000 | 1,980,000 | 2,820,000 |
| Provision for loan losses | 140,000 | 290,000 | 350,000 | 214,000 |
| Pretax income | 187,000 | 393,000 | 699,000 | 781,000 |
| Income tax | -8,000 | 38,000 | 153,000 | 164,000 |
| Net income | 195,000 | 355,000 | 546,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,700,000 | 12,860,000 | 13,090,000 | 13,176,000 |
| Total capital | 13,460,000 | 13,610,000 | 13,837,000 | 13,920,000 |
| Risk-weighted assets | 60,518,000 | 59,671,000 | 59,397,000 | 59,229,000 |