Call reports 2010
HILLSBORO BANK — 2010
What HILLSBORO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,271,000 | 101,451,000 | 97,887,000 | 96,611,000 |
| Total loans | 47,895,000 | 46,242,000 | 44,810,000 | 45,834,000 |
| Allowance for loan losses | 789,000 | 975,000 | 1,082,000 | 1,026,000 |
| Securities available for sale | 18,585,000 | 25,544,000 | 27,506,000 | 28,537,000 |
| Securities held to maturity | 8,120,000 | 7,427,000 | 7,220,000 | 6,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,257,000 | 88,242,000 | 84,490,000 | 83,579,000 |
| Interest-bearing deposits | 61,120,000 | 69,996,000 | 69,389,000 | 67,475,000 |
| Noninterest-bearing deposits | 18,137,000 | 18,246,000 | 15,101,000 | 16,104,000 |
| Equity capital | 12,440,000 | 12,614,000 | 12,734,000 | 12,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,163,000 | 3,251,000 | 4,303,000 |
| Interest expense | 230,000 | 452,000 | 670,000 | 862,000 |
| Net interest income | 871,000 | 1,711,000 | 2,581,000 | 3,441,000 |
| Noninterest income | 64,000 | 127,000 | 200,000 | 273,000 |
| Noninterest expense | 622,000 | 1,259,000 | 1,877,000 | 2,465,000 |
| Provision for loan losses | 230,000 | 440,000 | 740,000 | 1,015,000 |
| Pretax income | 83,000 | 187,000 | 309,000 | 380,000 |
| Income tax | 4,000 | 15,000 | 34,000 | 34,000 |
| Net income | 79,000 | 172,000 | 275,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,291,000 | 12,384,000 | 12,517,000 | 12,610,000 |
| Total capital | 13,009,000 | 13,138,000 | 13,266,000 | 13,374,000 |
| Risk-weighted assets | 63,389,000 | 60,073,000 | 59,596,000 | 60,829,000 |