Call reports 2009
HILLSBORO BANK — 2009
What HILLSBORO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,097,000 | 96,209,000 | 94,630,000 | 95,678,000 |
| Total loans | 50,719,000 | 50,576,000 | 51,183,000 | 51,869,000 |
| Allowance for loan losses | 650,000 | 732,000 | 897,000 | 1,523,000 |
| Securities available for sale | 16,446,000 | 19,580,000 | 18,675,000 | 20,014,000 |
| Securities held to maturity | 10,143,000 | 9,890,000 | 9,363,000 | 8,884,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,194,000 | 83,360,000 | 81,286,000 | 82,886,000 |
| Interest-bearing deposits | 57,026,000 | 64,875,000 | 66,574,000 | 65,164,000 |
| Noninterest-bearing deposits | 23,168,000 | 18,485,000 | 14,712,000 | 17,723,000 |
| Equity capital | 12,047,000 | 12,242,000 | 12,677,000 | 12,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,456,000 | 3,687,000 | 4,866,000 |
| Interest expense | 308,000 | 643,000 | 971,000 | 1,247,000 |
| Net interest income | 911,000 | 1,813,000 | 2,716,000 | 3,619,000 |
| Noninterest income | 65,000 | 130,000 | 196,000 | 222,000 |
| Noninterest expense | 626,000 | 1,234,000 | 1,862,000 | 2,469,000 |
| Provision for loan losses | 130,000 | 285,000 | 542,000 | 1,255,000 |
| Pretax income | 220,000 | 424,000 | 589,000 | 276,000 |
| Income tax | 56,000 | 108,000 | 141,000 | -3,000 |
| Net income | 164,000 | 316,000 | 448,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,038,000 | 12,190,000 | 12,422,000 | 12,284,000 |
| Total capital | 12,688,000 | 12,922,000 | 13,192,000 | 13,069,000 |
| Risk-weighted assets | 61,358,000 | 61,814,000 | 61,452,000 | 62,076,000 |