Call reports 2007
HILLSBORO BANK — 2007
What HILLSBORO BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,816,000 | 87,498,000 | 82,069,000 | 85,300,000 |
| Total loans | 45,206,000 | 43,055,000 | 46,645,000 | 52,275,000 |
| Allowance for loan losses | 548,000 | 553,000 | 554,000 | 554,000 |
| Securities available for sale | 7,167,000 | 8,497,000 | 14,079,000 | 13,931,000 |
| Securities held to maturity | 12,844,000 | 12,653,000 | 11,931,000 | 11,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,375,000 | 75,805,000 | 70,426,000 | 66,277,000 |
| Interest-bearing deposits | 49,871,000 | 56,752,000 | 53,891,000 | 48,994,000 |
| Noninterest-bearing deposits | 22,504,000 | 19,053,000 | 16,535,000 | 17,283,000 |
| Equity capital | 10,854,000 | 10,750,000 | 11,040,000 | 11,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,547,000 | 3,841,000 | 5,140,000 |
| Interest expense | 457,000 | 912,000 | 1,424,000 | 1,908,000 |
| Net interest income | 810,000 | 1,635,000 | 2,417,000 | 3,232,000 |
| Noninterest income | 61,000 | 124,000 | 206,000 | 281,000 |
| Noninterest expense | 499,000 | 1,028,000 | 1,607,000 | 2,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 731,000 | 1,016,000 | 1,336,000 |
| Income tax | 124,000 | 240,000 | 325,000 | 423,000 |
| Net income | 248,000 | 491,000 | 691,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,865,000 | 10,829,000 | 11,029,000 | 11,374,000 |
| Total capital | 11,413,000 | 11,382,000 | 11,583,000 | 11,928,000 |
| Risk-weighted assets | 53,966,000 | 54,178,000 | 55,848,000 | 61,050,000 |