Call reports 2005

HILLSBORO BANK — 2005

Name: HILLSBORO BANK — FFIEC call report 2005
Creator: HILLSBORO BANK

What HILLSBORO BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/d301c58e-87e1-4c88-9975-b05dd3cff328/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	77,158,000	78,548,000	74,092,000	71,491,000
Total loans	35,674,000	38,649,000	37,597,000	42,077,000
Allowance for loan losses	486,000	485,000	463,000	466,000
Securities available for sale	12,563,000	12,364,000	15,469,000	12,432,000
Securities held to maturity	12,143,000	11,379,000	10,525,000	10,824,000
Trading assets	0	0	0	0
Total deposits	67,459,000	68,875,000	64,076,000	61,423,000
Interest-bearing deposits	41,222,000	46,129,000	45,536,000	41,916,000
Noninterest-bearing deposits	26,237,000	22,746,000	18,540,000	19,507,000
Equity capital	8,858,000	9,133,000	9,298,000	9,511,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	870,000	1,842,000	2,844,000	3,868,000
Interest expense	148,000	333,000	554,000	795,000
Net interest income	722,000	1,509,000	2,290,000	3,073,000
Noninterest income	56,000	116,000	187,000	263,000
Noninterest expense	441,000	929,000	1,450,000	1,936,000
Provision for loan losses	3,000	3,000	3,000	6,000
Pretax income	334,000	693,000	1,024,000	1,394,000
Income tax	115,000	240,000	354,000	483,000
Net income	219,000	453,000	670,000	911,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,921,000	9,132,000	9,349,000	9,590,000
Total capital	9,407,000	9,617,000	9,812,000	10,056,000
Risk-weighted assets	44,808,000	47,386,000	45,325,000	48,078,000